Under the Affordable Care Act, employers with 200 or more employees were originally required to automatically enroll new employees in the company health care plan unless they chose to opt out. This rule was scheduled to be implemented in 2014 but had been delayed while guidance was established by regulators. However, President Obama recently signed the Bipartisan Budget Act of 2015 which repealed this requirement. That being said, some carriers are still requiring this auto-enroll as a prerequisite to some of their products. With the ever changing landscape of healthcare, it is important to work closely with your HR department, broker and insurance carrier to keep up.
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